Is my cat too old to be insured? ...

Is my cat too old to be insured?

No – it’s never too late! Cats aged 8 years and over are classed as senior because at this age they are more at risk to developing ageing conditions such as kidney disease, arthritis or hyperthyroidism. Because of this, insurance is even more important to aid you in giving your cat a healthy life. We… Read more »

No – it’s never too late!

Cats aged 8 years and over are classed as senior because at this age they are more at risk to developing ageing conditions such as kidney disease, arthritis or hyperthyroidism. Because of this, insurance is even more important to aid you in giving your cat a healthy life.

We would encourage you to take out a lifetime insurance policy as soon as you get your cat as this will ensure you have great cover at a good price. As cats get older they become more of a risk to an insurance company, in the same way as if you owned a powerful sports car you would pay more to insure it.

Some insurance companies do have upper age limits, but there are many out there that don’t. If you insure your cat for the first time at 10 years of age, you may feel the monthly premium is high, but you are ensuing your cats treatment will not be impacted, for potentially another 10 years! Paying £30/£40 per month is far cheaper than spending £5,000 on three different ageing conditions.

With older cats, it is very important to read the terms and conditions to make sure there are no illnesses excluded.